Finance is seldom romantic. But the idea of peer-to-peer lending comes close. This is an industry that brings together individual savers and lenders on online platforms.[…]Banks and credit-card firms are kept out of the picture. Talk to enough people in the field and someone is bound to mention the “democratisation of finance”.
1906, Richard Harding Davis, "Baron James Harden Hickey" in Real Soldiers of Fortune:
Harden-Hickey, in our day, was as incongruous a figure as was the American at the Court of King Arthur; he was as unhappily out of the picture as would be Cyrano de Bergerac on the floor of the Board of Trade.