insurance policy

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English Wikipedia has an article on:

insurance policy (plural insurance policies)

  1. (insurance) A legal document outlining a particular insurance cover for an insured entity for a given risk.
  2. Something that protects or safeguards.
    • 2017 December 27, “The Guardian view on Prince Harry: the monarchy’s best insurance policy”, in the Guardian[1]:
      Prince Harry may yet turn out to be the crown’s best insurance policy. By marrying Meghan Markle, he is linking royalty with a 21st-century celebrity who has a backstory that many people in Britain can identify with.